St. Margaret Island sits in St. Catherineβs Sound, just below the confluence of the Potomac and Wicomico Rivers. Its sheltered position provides calm waters ideal for boating, swimming, and enjoying the sand beach that runs along the sound, with views that stretch from sunrise to sunset.
The Property
The island offers a quiet retreat while remaining close to popular destinations. A short boat ride brings you to Colonial Beach, Sharks Tooth Island, historic Coles Point Tavern, and a variety of waterways suited to fishing and recreation. A key feature of this offering is the additional mainland parcel, which includes a residence and deepβwater dock. This provides convenient parking, storage, and a direct launching point for trips across White Necks Creek to the island.
The Land and Water
St. Margaret Island spans approximately 13.16 acres with nearly 3,000 feet of shoreline, including more than 2,000 feet of riprap. A 275βfoot dock accommodates multiple vessels, including boats over 42 feet. The islandβs grounds include mature trees, an orchard garden, and an agricultural field. Wildlife sightings include peacocks kept by the current owners, as well as bald eagles, owls, and deer. Structures on the island include the main residence, a guest cottage, a threeβbay storage and work shed, a garden shed, and an inβground saltwater pool overlooking the sound.
Main House and Cottage
The colonialβstyle main house features a screened front porch leading into a woodβclad living space reminiscent of a traditional Chesapeake Bay hunting and fishing cabin. The living room has vaulted ceilings, a natural brick woodβburning fireplace, and exposed beams. Wraparound windows bring water views into both floors, including the dining room and the upstairs primary bedroom. The main level includes the kitchen, dining room, and an enclosed sleeping porch designed for yearβround freshβair dining, along with one of the homeβs two full bathrooms. The second level has four bedrooms, each with water views, and a second full bath. The guest cottage sits about 40 yards behind the main house near the garden. It includes two bedrooms, one full bathroom, a kitchen, laundry, and a screened front porch.
Mainland Home and Grounds
The mainland parcel includes a threeβbedroom, oneβbath home with conditioned basement space on approximately 0.75 acres overlooking Whites Neck Creek. A dock of more than 175 feet accommodates multiple vessels, including boats over 42 feet. The property provides ample parking and direct dock access, making travel to the island straightforward. The home is currently tenantβoccupied, but the island owners retain use of the parking area and dock.
The Lifestyle
St. Margaret Island offers a quiet, natureβfocused environment suited to boating, fishing, wildlife viewing, and time spent outdoors. Its combination of island seclusion and mainland convenience supports retreat living, recreation, and hosting. The surrounding region provides additional dining, entertainment, and seasonal activities within a short boat ride.